Frequently Asked Questions
For more information specific to your financing needs, feel free to reach out to us and our team will guide you through the process.
What does MitchMarket Finance do?
Whether you’re buying a caravan, upgrading your vehicle, or financing equipment–we’re here to help you find the right solution.
Why choose MitchMarket Finance over my bank?
More choice: We work with multiple banks and lenders, giving you access to a wider range of loan options, rates, and terms than a traditional bank.
Specialist knowledge: We focus on loans for caravans, cars, bikes, boats, equipment, personal and commercial use. Our national network includes over 700 referring partners.
Faster approvals: We specialise in finance—many of our loans are approved the same day or within 24 hours.
Personalised service: Our finance specialists work closely with you to find a lender that suits your needs. Unlike banks, we tailor the experience around you—not the other way around.
What types of loans does MitchMarket Finance offer?
- Caravan loans
- Car, Bike & E-Bike loans
- Boat & Trailer finance
- Equipment, Machinery & Agricultural loans
- Business & Commercial loans
- Personal loans – secured and unsecured
- Balloon/refinance options for existing loans
Can I finance a used asset?
Yes! We can help you finance used caravans, cars, bikes, boats, machinery and more.
We work with lenders who offer better rates and more flexible terms for used assets—especially where traditional banks may have stricter policies due to asset age or depreciation.
Will applying affect my credit report?
Not immediately—but here’s how it works:
- Initial check: We start with a soft credit check that doesn’t impact your credit score.
- Pre-assessment: Our team carefully reviews your eligibility and only submits an application when you’re likely to be approved—avoiding unnecessary enquiries.
- Formal application: When we proceed with a lender, a credit enquiry will be listed on your report. This is standard and may have a minor, temporary impact.
Important tip: Only apply through one broker or lender at a time to avoid multiple enquiries, which could affect your approval chances.
How do I know what loan is right for me?
Our finance specialists take the time to understand your financial goals and compare options from over 30 lenders. We’ll help match you with the product that best fits your lifestyle, budget, and plans.
How do I get started?
Easy!
- Call us on 1300 081 315
- Email us at finance@mitchmarket.com
- Or fill out our online enquiry form for a free consultation with a MitchMarket Finance specialist.
What documents will I need?
To get started, you’ll typically need:
- Valid ID (Driver’s licence or passport)
- Medicare card
- Recent payslips or proof of income
- Proof of property ownership (if applicable)
How long does approval take?
We aim to have most loans approved the same day or within 24 hours.
Timing may vary depending on the lender, but your MitchMarket Finance specialist will keep you updated every step of the way to make the process smooth and stress-free.
